Oh yes...let me state for the record that I am an idiot. A luddite. A prehistoric boob of monumental proportions.

Why?

I finally, as of this afternoon, discovered the joy of online banking! It is magnificent and I should be ashamed for taking so long.

If you haven't indulged in this glorious technological gift, do it. Now. Even if it's 3 in the morning...it doesn't matter. It's online banking!

I can't wait until I get more bills that I can pay.